Simple billing system.

This is a simple billing system, you’ll instantly get a sense of clarity.  Sometimes, the last thing we want to think about is doing bills, the number one goal is to keep bills simple and easy.  We are eager to share with you what most people dread to organize and may not have even been given guidance.

Step 1: Select a Binder.

Creating that color inspiration and organization at the same time makes reaching for that daunting task, much more fun!

Simple Billing System shared at


Time and time again this system proves to be what works best.  So here’s how it works…

 I didn’t want anything too big, but my money needed a “home”.  A place that my stack of mail on the table makes it to a resourceful and useful place.  THAT’S where my Binder crush comes in.

Now that you’ve selected a binder.  Let’s fill that bad boy!

Step 2: Add Dividers

Dividers are perfect to separate out and highlight each individual bill.  I personally love these Avery Write Dividers and this Label Maker.
They are simple and clean and honestly, I prefer to avoid the hassle of hole punching my paperwork into a binder, so I love that these dividers have pockets.  Oh! and I can label or write right on the plastic tab too.

Step 3: Include a Calendar

At the front of the binder I keep a printed out calendar (I print mine from Outlook) to view due dates and schedule payments.  Once its paid, I highlight it to know its been paid.  Most bills are paid automatically, so that makes this step super easy.  But for me, this step gives me the visual I need, especially, for those particular bills that I do not have set up on auto-payment.


Step 4: Separate into sections

First Section: Monthly Bills

  ex: mortgage / rent / phone / cable / water / insurance / gas.

Second Section: Bills that can be paid off:

ex: credit cards/ medical bills / school loans / car payments / anything that you can potentially be paid off in this section.

Third section: Miscellaneous obligations:

ex: charitable causes / school lunches / children sports


Step 5: Insert details of each company

I gather all the details of each company to insert into the back side of the pocket divider.  This gives me the account and contact information for each company.  Especially, if my computer crashes or if there was an emergency.

This is the overview of  the company information that I include.

name of the bill / website / account # / username / password / telephone number


Simply insert your physical mail into the correct pocket location to be reviewed until the next billing cycle.

Now, all that collected table mail has a home!!!  Happy Dance!



  1. This works. Its so simple. I have watched this in action over the past several years. Ahhhh the life of simplicity. Thanks Minderella for taking away the complications Love ya!


  2. I am less overwhelmed with this system. Thanks for the idea :-)

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